How to maximize your Venture X card

Capital One's premium credit card product made a splash upon launch because of its competitively low annual fees and best-in-class benefits for cardholders and their authorized users.

Capital One Ventures X Rewards Credit Card
NerdWallet Ratings

1. Earn a welcome bonus

Sign-up bonuses play a large role in the value of a credit card, especially when the bonus is high.this Capital One Ventures X Rewards Credit Card Offering one of the largest welcome offers on the market: Earn 75,000 bonus miles when you spend $4,000 on purchases within the first 3 months of account opening, equivalent to $750 in travel expenses.

However, NerdWallet values ​​Capital One Miles at 1.4 cents eachthis bonus is worth at least $1,050 according to our metrics.

🤓Nerd Tips

If you're having trouble meeting your minimum spending goals, consider prepaying your utility or cell phone bill.

2. Go through security quickly

this Capital One Ventures X Rewards Credit Card with partners Global Entry and TSA Pre-Check, and repay the membership as bill points. Once signed up, these services provide the ability to quickly clear lines at the airport.

TSA PreCheck gives you special treatment at airport security, while Global Entry provides fast lane entry into the United States

🤓Nerd Tips

Global Entry includes TSA PreCheck, but not vice versa. Apply for Global Entry and use your credits to score both services.

this Capital One Ventures X Rewards Credit Card This statement credit will be granted to you every four years. Global Entry and TSA PreCheck are valid for five years after registration.Members are eligible to renew their membership one year before plan expiration

3. Airport lounge privileges

this Capital One Ventures X Rewards Credit Card Cost may be lower than other top travel credit cardbut for the benefits it offers, it still provides solid value to its members.

A favorite among frequent travelers Capital One Ventures X Rewards Credit Card Provide free Priority Pass Select Membership This will give you access to over 1,300 airport lounges around the world.

In addition to priority passes, Capital One Ventures X Rewards Credit Card The holder has access to Capital One Airport Lounge; While the only lounges currently open are in Dallas-Fort Worth and Washington-Dulles, a third lounge is planned to open in Denver.

Cardholders added this summer will also have access to more than 100 Plaza Premium Lounges, including select Virgin Atlantic Clubhouses.

4. Enjoy car rental discounts

The highest level of elite status offered by Hertz is available for free Capital One Ventures X Rewards Credit Card holder.

President's Circle elite status includes free Class 1 rental upgrades, free additional drivers, an additional 50% bonus points and guaranteed vehicle availability on all rentals.

*After registering through the Capital One website or mobile app, eligible cardholders will maintain their upgraded status level through December 31, 2024.For example, in Hertz website) will not automatically detect whether a cardholder is eligible to participate in the program, nor will the cardholder be automatically upgraded to the applicable status level. Additional terms apply.

5. Use annual travel credits

this Capital One Ventures X Rewards Credit Card Comes with $300 annual travel credit, which can be used in the following ways Capital One's travel portal. Flights, hotels and rental cars can all be booked using travel portals, making redeeming points simple.

Book the trip you want and $300 will be returned to you as compensation letter of credit statement.

Although the card's $300 annual credit limit is somewhat limited because it only applies to the Capital One Travel portal, it has a significant impact on the card's credit limit. $395 annual fee.Get more tips How to use your $300 annual travel credit.

6. Add new authorized users

Adding an authorized user to your credit card can be a good idea for a number of reasons.The authorized user on the card will establish credit just like the primary cardholder, and some credit cards – including Capital One Ventures X Rewards Credit Card — bring more benefits to these users.

The card offers best-in-class benefits to authorized users: Every authorized user gets Priority Pass Select membership, the ability to access Capital One lounges, Hertz President's Circle elite status and all the purchase protections offered by the card. (Benefits may change over time.)

7. Develop your mileage strategy wisely

What is a rewards credit card without points and miles?this Capital One Ventures X Rewards Credit Card Earn capital milewhich can be used to great effect thanks to its strong lineup of transfer partners.

Earn a capital mile

If you're not committed to any single brand, you may find that your best option is to book travel through the Capital One Travel Portal.This is because Capital One Ventures X Rewards Credit Card You'll earn 10 points per dollar spent when you book rental cars and hotels through its portal, matching what Chase's competitors are offering Chase Sapphire Reserve®.

You'll also earn 5 points per $1 spent on flights booked through the portal and 2 points per $1 spent on all other purchases, making it easy to accumulate those miles.

Redeem Capital Mile

Capital One allows you to redeem miles for 1 cent per mile through its travel portal. This may be a good and easy choice, but there are better options.

Capital One Mile is Transferable Points Currency. This means the miles you earn can be transferred to many different partners for redemption. The program has 16 transfer partners, including 14 airlines and two hotel chains. You can transfer your miles to most partners at a 1:1 ratio, meaning one Capital Mile will turn into one hotel/airline point.

The only exceptions to the 1:1 transfer ratio are Accor Live Limitless (connection ratio 2:1) and EVA Airlines (connection ratio 2:1.5).

Using a transfer partner allows you to redeem miles at prices well above the 1 cent per mile offered by the Capital One Travel Portal – which is one of the reasons we view Capital One Miles as such 1.4 cents Each.

If you want to maximize Capital One Ventures X Rewards Credit Card

this Capital One Ventures X Rewards Credit Card It's a great choice for travelers of all kinds because of its competitively low annual fee and the array of benefits it offers, even to its authorized users.

Make sure to maximize the value you have on the card by earning a sign-up bonus, enjoying its benefits and leveraging its miles Best Transfer Partner Redemption.

For the Capital One products listed on this page, some of the above offers are provided by Visa® or Mastercard® and may vary by product. Please see the appropriate benefits guide for details as terms and exclusions apply.

How to maximize your returns

You want a travel credit card that prioritizes the things that are important to you.Here are our top picks The Best Travel Credit Cards of 2024including best for:

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