Don't miss it. Chase’s 75,000-point limited-time welcome bonus is now available — but it won’t last long


If you've been eyeing one of the Chase Sapphire credit cards, now is the time to apply.

Chase is offering a limited-time welcome bonus of 75,000 points when you open a Chase Sapphire Preferred® Card or a Chase Sapphire Reserve® Card and spend $4,000 in purchases within three months.

“That's a huge bonus for a good credit card,” said Jason Steele, credit card expert and member of CNET's Expert Review Board. “It's not the highest ever, but it's better than any The standard card offers are the ones anyone who wants to earn travel rewards should have in their wallet. ”

We don't know how long the limited-time bonus will last, but history tells us it won't last forever. Here's what to know about the added bonus and which cards are eligible for the bonus.

What is the new Chase welcome bonus?

Starting now, you'll earn 75,000 points if you make $4,000 in qualifying purchases within the first three months of opening your Sapphire Preferred or Sapphire Reserve card. This means you need to spend at least $1,334 per month to qualify for the bonus.

That's a 15,000 point increase over Chase's typical 60,000 bonus, with the same payout requirements and time frame.

To get this bonus, you can pay your bill using a credit card to get your bonus faster. Or, you might be able to get a bonus if you have a big purchase coming up and you've already set aside funds, such as home improvements or travel.

Never overspend to get a credit card welcome bonus. If you're unable to pay off your balance in full every month, the interest you accrue can quickly wipe out any value you've earned in rewards. If you can't comfortably spend $1,334 per month, it's not worth trying this bonus.

About the Chase Premium Travel Card

The Sapphire Preferred Card is already our go-to travel credit card. In addition to welcome bonuses, these two popular travel cards offer some useful perks when booking a flight or road trip. Make a plan on how to use the card before you apply.

“Both cards come with excellent travel insurance and purchase protection benefits,” Steele said. “CSR even paid for roadside assistance and emergency evacuation. Both had major auto insurance, as well as trip delay and trip cancellation coverage.

But there are big differences, such as annual fees, cardholder points, and rewards rates—which can make a big difference in the long run. Here's a quick look and comparison of the two cards to help you decide which one is best for you.



CNET's Choice

Chase Sapphire Preferred® Card

9/10
CNET Ratings


CNET rates credit cards by comparing their offers to those of similar competitors. Each card is individually evaluated using a formula that reflects contemporary market standards and expectations. Credit card issuers have no say or influence in our ratings.How we rate credit cards

Introductory offer

75,000 bonus points


Earn 75,000 bonus points when you spend $4,000 in purchases within the first 3 months of account opening. When redeeming through Chase Travel℠, the amount exceeds $900.

annual fee
$95

annual interest rate

21.49% – 28.49% variable

Introduction to purchase annual interest rate
not applicable

referral credit


Credit scores are used to indicate an applicant's creditworthiness and can provide guidance on account eligibility. It does not necessarily guarantee approval of any financial product.

Good – Excellent

Reward rate

1x – 5x


Save 5x on travel purchased through Chase Travel℠; save 3x on dining, select streaming services, and online groceries. 2x discount on all other travel purchases. All other purchases are 1x.

Chase Sapphire Reserve®

8/10
CNET Ratings


CNET rates credit cards by comparing their offers to those of similar competitors. Each card is individually evaluated using a formula that reflects contemporary market standards and expectations. Credit card issuers have no say or influence in our ratings.How we rate credit cards

Introductory offer

75,000 bonus points


Earn 75,000 bonus points when you spend $4,000 in purchases within the first 3 months of account opening. Redeem through Chase Travel℠ and get $1,125 in travel credits.

annual fee
$550

annual interest rate

22.49% – 29.49% variable

Introducing Purchase Annual Interest Rate
not applicable

referral credit


Credit scores are used to indicate an applicant's creditworthiness and can provide guidance on account eligibility. It does not necessarily guarantee approval of any financial product.

Excellent

Reward rate

1x – 10x


Earn 10x your total hotel and car rental points when you purchase travel through Chase Travel℠. Earn 5x total points on flights with Chase Travel℠; 3x points on other travel and dining. All other purchases earn 1 point per $1 spent.

read more: Chase Sapphire Preferred Card vs. Chase Sapphire Reserve: Which is better?

How do I redeem my bonus?

If you get your bonus before the three-month period is up, the increased welcome bonus can help you score free flights, hotel stays, or other travel accommodations in time for your late-summer trip.

If you use Chase Travel℠ to redeem travel rewards, you'll be able to redeem Sapphire Preferred points at 1.25 cents per point increments and Sapphire Reserve points at 1.5 cents per point. This means it could be worth $937 to $1,125.

In addition to the Chase Portal, you can redeem points at higher prices through Chase's travel partners.

You can also redeem your points for other purchases, gift cards, and bill points, but at a lower price.

read more: 6 reasons why the Chase Sapphire Card should be your next credit card

Am I eligible for Chase's 75,000 point bonus?

Chase's travel cards generally require good to excellent credit, so a FICO score of 670 or higher. There are some other factors that can disqualify you:

  • You cannot be a current Sapphire cardholder.
  • You cannot earn the Chase Sapphire bonus in the past two years.
  • You're not allowed to exceed Chase's 5/24 rule, which means you can't apply for five cards from any card issuer in the past 24 months.

If you are unsure, it is best to call the Chase customer service line at 1-800-432-3117 for assistance.

The editorial content on this page is based solely on the objective, independent assessment of our writers and is not influenced by advertising or partnerships. It is not provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services provided by our partners.



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