Platinum Credit Card – Full Review [2024]



Hot Tips:

great card if

  • Find a card with no annual fee, no balance transfer fee, no foreign transaction fee, no cash advance fee (rates and fees)
  • Interested in APR introduction?

don't get if

  • Want a card with bonus income
  • Interested in cash back cards

What are the benefits of Platinum Credit Card?

If you want to take advantage of Navy Federal Credit Union’s Platinum Credit Card, you might consider using their Platinum Credit Card Enjoy an initial 0.99% APR within 12 months of purchase. Thereafter, a variable annual interest rate between 11.24% and 18% applies.

This can be a big help if you expect to pay off a large purchase over time.

Additionally, the Platinum Credit Card offers collision damage waiver as a benefit. This offer is available when you rent a car for 15 days or less and pay with a card. Remember, collision damage waiver is secondary coverage.

Coverage includes

  • physical damage
  • theft
  • Reasonable towing charges
  • Effective loss of use charges
  • Deductibles and any other qualifying amounts not covered by other insurance

Please note that limitations and exclusions apply, but full details of coverage can be found here.

Platinum Credit Card Alternative Card

Citi Double Cash® card

If you're looking for a great card that offers an introductory APR and earns rewards, the Double Cash Card may be a better fit for you. This card offers: 0% initial APR on balance transfers for 18 months. After that, the variable annual interest rate will be 19.24% – 29.24%

In addition to its introductory APR offer, you’ll also receive unlimited 2% cash back on all purchases (Unlimited 1% cash back on purchases, plus an additional 1% when you pay for purchases), and $0 annual fee.

Chasing unlimited freedom®

The Freedom Unlimited Card is a great choice for a card that offers an introductory APR on purchases and balance transfers while earning rewards. Currently, the card offers: 0% introductory APR for 15 months from account opening on purchases and balance transfers, Then the variable annual interest rate is 20.49% – 29.24%.

With it, you can earn 5% cash back on travel Purchase through Chase Travel, 3% on dining and pharmacy purchasesand 1.5% on all other purchases.In addition, it charges $0 There is no annual fee, and there are many protections such as purchase protection, extended warranty protection, car rental insurance, etc.



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