5 types around you: credit cards with the best benefits


If you're in the market for a new credit card, why not choose a discount card that's right for you? So, think about what might work for you!

Maybe you're raising a family and grocery rewards can help. With the American Express Blue Cash Preferred Card, you can earn 6% cash back on up to $6,000 worth of groceries every year.

The Capital One Walmart Rewards Card pays 5% cash back on orders placed at Walmart.com. The card has no annual fee and offers 5% cash back on in-store purchases made with Walmart Pay within the first 12 months.

If most of your expenses are gas and road trip expenses, consider the ExxonMobil Smart Card+. Save 12 cents per gallon on premium fuel and 10 cents on other grades. There’s also the Wells Fargo Signature Card. It has no annual fee and earns unlimited 3 points for every dollar spent at gas and electric vehicle charging stations, as well as other related travel expenses.

The Costco Anywhere Visa gives you 4% cash back on gas and electric vehicle charging. In addition, you can earn 3% back when you book restaurants, car rentals, flights, hotels, cruise lines and travel through Costco Travel. The Sam's Club MasterCard offers up to $6,000 in free gifts each year, plus 3% back on dining and takeout.

Fans of Simon's malls, mills and outlet malls might consider the Simon American Express Card, which offers 5% cash back on purchases at its more than 200 locations.

Your current credit card may have benefits you're not aware of, such as cell phone insurance, purchase protection and car rental insurance. But remember, it’s unwise to carry a balance and pay high interest rates! Make smart, responsible spending your most valuable benefit.


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